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Surprise! You’ve Got Money! RE: Retirement 18 Years’ Worth of Days Bridging the Confidence Gap

" Do not follow where the path may lead. Go instead where there is no path and leave a trail." Ralph Waldo Emerson

Your Journey.
Our Experience.

Wherever you are in your life's journey, Genesis Wealth Advisors has the knowledge and experience to make a real difference for you,  your family, and business.

Genesis Wealth Advisors

....for a new beginning

Get Started with Genesis Wealth Advisors

Genesis Wealth Advisors is a multi-faceted team comprised of like minded Financial Advisors, located in Bethlehem, Pennsylvania. The team has more than 40 years of combined experience in Finance, Insurance, and the Business Industry. Genesis Wealth Advisors was originally founded in 2010, by Joshua A. Smith, George Smith, and Helen Smith under Nationwide Mutual Insurance Co. and Nationwide Securities LLC. As of 2014, Genesis Wealth Advisors and Joshua Smith registered with Lincoln Investment Planning LLC, thus creating the team of Financial Advisors consisting of Joshua A. Smith, Debra S. Herrlinger, Esther F. Miller-Smith and Kyle D. Miller. Through the years, Genesis Wealth Advisors has helped individuals, families, and business owners; to retire in comfort, pay for their children's education, and build a financial legacy for future generations.  

At Genesis Wealth Advisors we understand that everyone's financial goals are not the same. Our goal is to understand your aspirations, your dreams, and your unique story in order to put the full strength of our team behind you. This is why our team of Financial Advisors work with each client to develop a financial strategy that is customized to meet their specific needs.

Our team of Financial Advisors meet with our clients face-to-face at their homes, places of business, or in our Bethlehem, Pennsylvania office. Whether planning your retirement, saving for college, business succession, or another future need; our team of Financial Advisors can develop a financial strategy that can help you move toward your financial goals. 

At Genesis Wealth Advisors, we help people grow, manage, and protect the wealth they worked so hard to accumulate. Let us help you prepare and build a strong and stable financial future for you, your family, and business.

The cost of college education has soared. What you set aside for your children or grandchildren can make college tuition more affordable in the future. Your ability to afford college tuition in the future will most likely depend on how much you set aside today. Start investing in your child's future today.When your children or grandchildren are young, it's easy to believe you have plenty of time to save for college. In reality, the sooner you start putting money into a college savings plan-even a small amount-the more you'll benefit from the tax and other financial advantages.  There are a variety of ways to save and invest for college, including investments that offer attractive tax advantages.

Our advisors at Genesis Wealth Advisors will guide you through the complex issues involved in creating a personalized and flexible plan designed to help you make your Education Planning goals a reality.

When your life changes, your financial life does too. Our advisors at Genesis Wealth Advisors can help you prepare financially for major milestones with more confidence-from beginning a new career to leaving a legacy for your grandchildren,  from family business succession planning to charitable giving.

Our team of Financial Advisors at Genesis Wealth Advisors will take a look at your specific financial needs, your current situation, and your goals for the future. Together, they will work to create a financial plan that addresses your immediate needs and your future dreams.

While financial markets may offer excellent opportunities to grow your investments, they can also involve risk. Establishing and maintaining the appropriate asset allocation is critical to a successful long-term investment strategy.*

The Genesis Wealth Advisors team of Financial Advisors play an important role in helping you establish a road map that will move you towards your goals. They provide a wide spectrum of advice based on your goals. From basic investment guidance to ongoing asset management, our team will collaborate with you to assess and customize a professional approach to fit your needs.

*Asset Allocation or diversification do not guarantee a profit or protect against a loss.

You've worked hard to accumulate your wealth- and you need a comprehensive, customized plan to help your wealth work for you. This plan can help you achieve your short-and long-term financial goals. From buying a new home or business to investing for college or retirement, or protecting your family from a variety of financial risks, a strategic, well-designed plan can help you achieve the future you desire. Developing a wealth management plan requires time and extensive knowledge, both of your financial situation and family concerns, and of broader investment and financial issues. To get the customized plan you need, start with one of the most important investment decisions you can make: working with a team of experienced, highly-trained Financial Advisors who can help you understand the pros and cons of every financial decision you make. 

The team of Finanial Advisors at Genesis Wealth Advisors are qualified financial professionals with knowledge in investments, insurance, risk management and financial planning. Our team of Financial Advisors will work with you to tailor a plan that fits your cash flow, lifestyle and family objectives. Ask yourself: What keeps you up at night? What dreams do you want to fulfill? Genesis Wealth Advisors team approach to providing ongoing advice and wealth management is to integrate a comprehensive financial plan; as well as, a wide array of investment solutions into a roadmap for you, your family and business.


For questions on education planning, your investments, wealth management, business succession or insurance plans, contact our team of Financial Advisors at Genesis Wealth Advisors to schedule an appointment today.

Investment Planning

  • What are your financial goals? Are you looking for income or growth from your investments?
  • What are the risks associated with your investments? How does your current portfolio manage risk and preservation in times of economic volatility?
  • How long do you plan to invest? Is this a short-, medium-, or long-term investment?

Retirement Planning

  • Will your retirement savings outlive you or will you outlive your retirement savings?
  • Did you save enough money while you were working?
  • Will you be able to afford a comfortable lifestyle with your retirement savings?
  • How can you be sure that your retirement savings will last? 
  • What will you retire to?


Estate Planning

  • Will taxes or probate costs unnecessarily reduce your estate?
  • Have you legally appointed a Power of Attorney to make decisions for you if you are unable to make them for yourself?
  • Are you concerned about possible conflicts among your family members after you are gone?



Insurance Planning

  • Do you understand how your personal net worth may be exposed to unexpected events?
  • What would you consider to be a loss you couldn't’t afford to assume?
  • If you died, would there be a significant financial strain on your family?





Our Areas of Experience

Market Summary


 Wealth Management

  • How do you decide whether to buy an individual stock, bond, mutual fund, commodity, or leave your money in your savings account?
  • What are the costs and implications of the investments you select?
  • Which types of investments should you hold in your retirement accounts instead of your brokerage accounts?
  • When is the right time to sell an investment?
  • How do you sort through the conflicting advice you read in magazines and on the Internet?

Given this complexity, many people want professional investment advice. Many people don't understand what their investments are or what they should be doing. In a well-constructed portfolio, each investment should fulfill a specific function and should be appropriate for your unique situation. Your portfolio will work harder for you when it contains the investments and uses investment strategies that have been selected based on your individual needs.

When your investments have been properly balanced, professionally managed, and are regularly reviewed, your goals may be more attainable. 


To learn more about Wealth Management and other financial services, contact Genesis Wealth Advisors to schedule an appointment today.

 Financial Planning

  • Will you be able to balance the needs of today with tomorrow's goals?
  • Will you have enough money to live life on your terms?
  • Can you protect yourself and your loved-ones from the certainty of uncertainty?
  • Will you be able to leave a legacy for the people or causes you care about?

The advisors at Genesis Wealth Advisors provide comprehensive financial plans for individuals, families, and businesses. They begin by conducting an initial interview during which they sit down one-on-one to assess your risk tolerance, your current asset allocation strategy, and your hopes and dreams for the future.

From this in-depth analysis our team creates a personalized financial plan, which is part of an ongoing process involving evaluation of your immediate and future goals, and financial circumstances. These include your assets, family situation, insurance needs, cash flow, income, and liabilities.

Recommendations are thoughtfully designed to complement one another and encourage growth. Our plans are easy to implement and update with your changing needs and situations.

We want you to feel comfortable and at ease. We believe in one-on-one relationships. All of our clients receive the close, individualized attention they deserve. Flexible hours are available by appointment at your home or in our office.


To learn more about Financial Planning and other financial services, contact Genesis Wealth Advisors to schedule an appointment today.