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Annuities & Insurance

From retirement income to protecting your assets and family, annuities and insurance can play a key role in your overall financial plan.


Today, investors have a lot to protect including primary homes, vacation homes, children, businesses, investments and their income. And, if you’re retired, concerns turn toward living longer, your grandchildren and maintaining your lifestyle.


Maintaining and Protecting you and your Family’s Lifestyle is Contingent upon Several Factors Including

  • Ensuring your retirement savings lasts and generates income
  • Providing protection for your loved ones in the event of a tragedy

Annuities and insurance can play a key role in your overall financial plan. 





Retirement Savings to Retirement Income


If you are concerned about the risk of investing in equity markets, or having enough income to support your lifestyle in retirement, annuities may be a suitable solution for you. Annuities represent another way to diversify your portfolio and can ensure that a portion of your retirement savings provides a certain level of guaranteed income for life.





Protecting your Assets and your Family


The purpose of an insurance policy is to protect your family and loved ones from the loss of income in the event you fall ill or die.


There are two types of insurance for the purpose of discussing asset protection for your family and loved ones: Life Insurance and Long-Term Care Insurance.

  •  Life Insurance: provides a measure of financial security and protection against the loss of income by providing your heirs with a payout upon your death. Life insurance can also be used as a tax-advantaged way to accumulate wealth or to fund a charity upon your passing.
  • Long-Term Care Insurance: proper planning for a long-term illness can be your biggest ally in protecting your assets. Considering rising healthcare costs and inflation, long-term care insurance can protect your family’s savings and plans for the future in the event that you are diagnosed with a serious medical condition that impedes your ability to work, or live on your own.



Our team of Financial Advisors at Genesis Wealth Advisors will work with you to help clarify your needs and show you how annuities and insurance may be suitable retirement income and asset protection vehicles for you.


To learn more about Annuities and Insurance and other financial services, contact Genesis Wealth Advisors to schedule an appointment today.


In reference to general account obligations and guarantees, such as is present with fixed annuities, the ability for the insurance company to meet these obligations to policyholders are subject to sufficient capital, liquidity, cash flow and other resources of the insurance company. A variable annuity is an insurance contract which offers three basic features: (1) annuity payout options that can provide guaranteed income for life; (2) a death benefit; and (3) tax-deferred treatment of earnings. The value of the separate account of variable annuities is not guaranteed and will fluctuate in response to market changes and other factors. Variable annuities are designed to be long-term investments and early withdrawals may be subject to tax penalties and charges.

Annuity/life insurance contracts are not issued by Lincoln Investment or its affiliates. None of the information in this document should be considered as tax advice. You should consult your tax advisor for information concerning your individual situation.