Cash Management Do you carry balances on your credit cards?How would you manage if you had no income for six months?What would you do if you had to save more to meet your goals? Budgeting/Debt Management Say the word “budgeting” and most people will cringe or groan. They immediately think of tedious record keeping and then start feeling deprived. Budgeting means deciding how you will spend your money in advance, so that you are making regular progress toward your financial independence. To keep your spending under control, it's essential that you create a budget. A budget allows you to get a handle on how much money is coming in and where it goes out so that you can more effectively save and invest. Genesis Wealth Advisors will help you understand the difference between good and bad debt, make sure you have enough set aside for emergencies and special opportunities, and, if needed, help you gain control over your spending. To learn more about Cash Management and other financial planning services, contact Genesis Wealth Advisors to schedule an appointment today.